Protection Plus

Safety, security, and so much more.

Life has a way of disrupting even the best-laid financial plans.
Protect yourself against an unfortunate event with Uown Protection Plus.

Becoming a member does more than protect your lease agreement—much more! You’ll also receive access to dining discounts, discount health and wellness services, grocery coupons, and hotel discounts.Just look at all these great benefits!
Not available in OK, UT and WA

Protection benefits*

If you have a qualified unemployment event, you may have your lease payment(s) waived up to $300 monthly per agreement, until you return to work, have been unemployed for four months or when $1,000 has been waived, whichever occurs first.
This benefit may allow you to rent replacement merchandise and continue to rent towards ownership without starting over should you suffer a loss resulting from fire/smoke damage, windstorm, lightning, flood, hail damage or theft. (with visible signs of forced entry)

*These benefits are NOT INSURANCE or a SUBSTITUTE FOR INSURANCE. Please see membership agreement for limitations, restrictions and exclusion.
This benefit may help your family through a difficult time by having your account balance waived in the event of the untimely passing of an eligible member listed on the agreement(s).
Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written.
Save 15% – 60% on most short term and acute care prescriptions such as antibiotics and pain killers at participating pharmacies and 30% – 70% off mail order retail prices.
Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating providers include Pearle Vision, JCPenney Optical, Lenscrafters and more.
Specially trained staff can assist you with locating a provider, scheduling appointments and even the negotiation of your medical costs.
Whether it’s a quick trip through the drive thru or a sit-down dinner, you could be saving at participating restaurants.
From clothing to sporting goods, save in-store and online on nearly everything you and your family need.
Whether you’re moving, need a cell phone plan or even tax preparation, your membership is there to help with discounts on these services and many more.
Print and save every week at the grocery store with money-saving coupons just for members.
Save when you buy advance discount tickets to your favorite movie theaters.
When you need roadside service, one call sends help and you pay a discounted rate.
Keep your vehicle running smoothly and save on unexpected repairs with vehicle service discounts.
Take advantage of exclusive Member discounts at some of the biggest names in car rentals, including Avis, Hertz, National and more.
Save an average of 26% off at more than 150,000 hotels worldwide through Hotel Engine.
From divorces to immigration, membership provides a free consultation with a network attorney plus access to discounts on additional legal services.
Save 20% on flowers and other gifts through 1-800-flowers.com. Simply call in your order or go online using your discount code, it’s that easy!
*These benefits are not insurance or a replacement for insurance. Please see membership agreement for limitations, restrictions and exclusions.


This discount medical, health,and drug plan (The Plan) is NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan, or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-866-881-2411 for more information or visit uown.mymemberguide.com/locate for a list of providers.The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days from the effective date, you are entitled to a full refund of membership fees paid. Please notify Uown by phone at 877-353-8696 or by email at info@uownleasing.com to cancel or to obtain any refund due. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.