Save the sale. A customer in your store is the most cost-effective customer to work with. Don’t let the customer’s credit and inability to finance a purchase be the reason they walk out the door without you gaining a sale.
We both want the same thing: more sales. Whether your sales are omni-channel, online, or in-store, our business is to help your business grow by providing an option to customers who may not necessarily qualify for financing.
We rely on our proprietary underwriting system to give credit-challenged customers the opportunity to acquire items they need. There is no minimum FICO or Vantage score required for approval.
If the customer lets us know there is a change in their personal situation and they need to adjust to a different payment option, we generally accommodate these requests at no additional cost. The customer may also choose to terminate their lease with Uown by returning the leased goods with no obligation to keep making future lease payments or to buy the merchandise, but with no impact to your sale.