Gain customers.
Gain sales.
Gain trust and loyalty along the way.

It’s all within reach.

How we help

We keep it simple.
So you can keep customers.

It’s a win-win with Uown.

Save the sale
A customer in your store is the most cost effective customer to work with on completing the sale. Don’t let credit be the reason they walk out the door without making a purchase.
Uown = more sales
We both want the same thing: more sales. Whether your sales are omni-channel, online, or in-store, our business is to help your business grow by providing an option to customers who may not necessarily qualify for traditional financing.

No Credit Needed

No Credit Needed

Don’t let bad credit stand in the way of getting the merchandise you need.

Instant Approvals

Instant Approvals

No waiting. No wondering. Get approved in real-time right at the point of purchase.

Flexible Payments

Flexible Payments

Easy to purchase with weekly, bi-weekly, semi-weekly, or monthly payments.

Increase customer buying power and brand loyalty.

A customer buying with a lease-to-own option spends 20% more than a customer buying with cash or credit card.
Plus the promise of return customers.
When your customer successfully pays off their lease, Uown Leasing sends them a pre-approval, at an increased amount, for a new lease purchase that is only valid at your store.
Benefits

We’re different than the competition.

Let Uown help your business thrive.

We would like you to think of Uown as the only source you need for easy lease-to-own financing. However, we are also confident that it is a great program to pair with other lease-to-own programs, as we have certain highlights that set us apart from our competitors:
Uown Leasing remains one of the last true no down payment lease purchase programs available. Customers do not need to make a payment of any kind in-store, including processing fees.
Customers choose what works best for them: weekly, bi-weekly, semi-monthly, or monthly payments.
We don’t ask customers to bring any type of paperwork with them when applying. The entire process is done virtually on the customers device.
All customers have an early buyout option. This can be done either through one of our 90-day programs or the Early Pay Out discounts that are available throughout the term.
Uown Leasing maintains the integrity of the merchant’s customer information and this information is not shared with other dealers or third-party RTO/LTO providers.
We do not pull customer credit (soft or hard pull). We depend on our proprietary underwriting, giving credit challenged customers no unnecessary exposure to the three major credit bureaus.
Because Uown understands the needs of our customers, we are happy to take payment with payroll cards.
If the customer lets us know there is a change in their personal situation and they need to adjust to a different payment option, we generally accommodate these requests at no additional cost.
When you partner with Uown, you’ll receive all the necessary training, guidance, communication, and monitoring from your assigned account representative.
Best of all, our lease purchase program is available to your business free of charge!

Ready to boost your business?