Log In

Gain customers.
Gain sales.
Gain trust and loyalty along the way.

It’s all within reach.

How we help

We keep it simple.
So you can keep customers.

It’s a win-win with Uown.

Save the sale

Save the sale. A customer in your store is the most cost-effective customer to work with. Don’t let the customer’s credit and inability to finance a purchase be the reason they walk out the door without you gaining a sale.

Uown = more sales

We both want the same thing: more sales. Whether your sales are omni-channel, online, or in-store, our business is to help your business grow by providing an option to customers who may not necessarily qualify for financing.

No Credit Needed

No Credit Needed

Don’t let bad credit stand in the way of getting the merchandise you need.

Instant Approvals

Instant Approvals

No waiting. No wondering. Get approved in real-time.

Flexible Payments

Flexible Payments

Weekly and bi-weekly lease payment options, with an early purchase or extended lease to purchase options.

Increase customer buying power and brand loyalty.

A customer buying with a lease-to-own option spends 20% more than a customer buying with cash or credit card.
Plus the promise of return customers.
When your customer successfully pays off their lease, Uown Leasing sends them a pre-approval, at an increased amount, for a new lease purchase that is only valid at your store.
Benefits

We’re different than the competition.

Let Uown help your business thrive.

We would like you to think of Uown as the only source you need for easy lease-to-own financing. However, we are also confident that it is a great program to pair with other lease-to-own programs, as we have certain highlights that set us apart from our competitors:
Uown Leasing remains one of the last true no down payment lease purchase programs available. Customers do not need to make a payment of any kind in-store, including processing fees.
Customers choose what works best for them: weekly, bi-weekly, semi-monthly, or monthly payments.
We don’t ask customers to bring any type of paperwork with them when applying. The entire process is done virtually on the customers device.
All customers have an early buyout option. This can be done either through one of our 90-day programs or the Early Pay Out discounts that are available throughout the term.
Uown Leasing maintains the integrity of the merchant’s customer information and this information is not shared with other dealers or third-party RTO/LTO providers.

We rely on our proprietary underwriting system to give credit-challenged customers the opportunity to acquire items they need.  There is no minimum FICO or Vantage score required for approval.

Because Uown understands the needs of our customers, we are happy to take payment with payroll cards.

If the customer lets us know there is a change in their personal situation and they need to adjust to a different payment option, we generally accommodate these requests at no additional cost. The customer may also choose to terminate their lease with Uown by returning the leased goods with no obligation to keep making future lease payments or to buy the merchandise, but with no impact to your sale.

When you partner with Uown, you’ll receive all the necessary training, guidance, communication, and monitoring from your assigned account representative.
Best of all, our lease purchase program is available to your business free of charge!
“As a merchant working with Uown We are genuinely impressed by the seamless Lease To Own option Uown provides. Uown’s comprehensive LTO option has dramatically helped us accommodate our clients' diverse financial needs. Uown Leasing has notably eased the upfront payment burden for our customers making our products and services more accessible and affordable. Uown’s dedicated customer service is unparalleled swiftly resolving any issues with tact and diligence. This proactive approach demonstrates a clear focus on client satisfaction fostering a sense of trust and confidence. Working with Uown has been a beneficial partnership and We look forward to its continuation. Thank you for your outstanding commitment to excellence in the Lease to Own space.”
Cem K.TireBros24
"At 5th Avenue Furniture, we pride ourselves on providing unmatched customer service. UOWN has similar qualities with how they conduct business. Daniel and his team have been excellent partners from the start. We look forward to growing with them in the years to come. UOWN is a no brainer if you are a business owner in need of a No Credit Needed leasing option."
Donovan Z.5th Avenue Furniture

Ready to boost your business?

Become a Merchant
Facebook-square Twitter-square Instagram Linkedin
Hours
Mon-Sat 8am-12am ET
Sun 11am-11pm ET
Contact
info@uownleasing.com
(877) 353-8696
Terms of Service
Privacy Policy

Uown Leasing © 2025. All rights Reserved.