Uown Leasing remains one of the last true no down payment lease purchase programs available. Customers do not need to make a payment of any kind in-store, including processing fees.
Customers choose what works best for them: weekly, bi-weekly, semi-monthly, or monthly payments.
We don’t ask customers to bring any type of paperwork with them when applying. The entire process is done virtually on the customers device.
All customers have an early buyout option. This can be done either through one of our 90-day programs or the Early Pay Out discounts that are available throughout the term.
Uown Leasing maintains the integrity of the merchant’s customer information and this information is not shared with other dealers or third-party RTO/LTO providers.
We do not pull customer credit (soft or hard pull). We depend on our proprietary underwriting, giving credit challenged customers no unnecessary exposure to the three major credit bureaus.
Because Uown understands the needs of our customers, we are happy to take payment with payroll cards.
If the customer lets us know there is a change in their personal situation and they need to adjust to a different payment option, we generally accommodate these requests at no additional cost.
When you partner with Uown, you’ll receive all the necessary training, guidance, communication, and monitoring from your assigned account representative.
Best of all, our lease purchase program is available to your business free of charge!