Apply.
Purchase.
Own.
It’s all within reach.
HOW IT WORKS
Uown makes it easy as 1,2,3
What is lease-to-own?
Why do I need Uown?
How do I qualify?
What is lease-to-own?
A lease-to-own program is simply a payment arrangement where consumers make payments in order to gain ownership.
Why do I need Uown?
If you’ve been denied traditional financing—or worry you won’t get approved—Uown offers a fair, straightforward alternative way to pay for essentials like furniture, mattresses, appliances, and more. Easy, no credit needed financing!
How do I qualify?
- Be 18 years or older
- Have a taxpayer I.D. number
- Present a valid, state-issued ID
- Make at least $1,000 a month
No Credit Needed
No Credit Needed
Don’t let bad credit stand in the way of getting the merchandise you need.
Instant Approvals
Instant Approvals
No waiting. No wondering. Get approved in real-time right at the point of purchase.
Flexible Payments
Flexible Payments
Easy to purchase with weekly, bi-weekly, or semi-weekly payments.
In person or online? Start shopping today.
Benefits
The power to purchase.
Uown lets you do more.
Credit reporting
At Uown, we report all of your payment activity directly to the credit bureau. So at the end of your lease, you may have more than great merchandise.
Unrivaled support.
Our dedicated support team is standing by, ready to assist you every step of the way. Call us seven days a week and see why Uown sets the industry standard in customer support.
The clear, easy way to pay.
We pride ourselves on transparency. That’s why all of our lease purchase agreements are short, straight-forward, and easy to understand. No tricks, no hidden fees. Just the merchandise you need and payments you can afford.
We work with you.
While some lenders work against you, Uown works with you. Should a life event occur and you need to change your payment schedule, we’ll generally accommodate your request at no additional cost.
Essentials. Non-essentials.
All essentially easy to own.
Menu
Hours
Mon-Sat 8am-12am ET
Sun 11am-11pm ET
Mon-Sat 8am-12am ET
Sun 11am-11pm ET
©2022 UOwn Leasing. All rights reserved.