It’s all within reach.


Uown makes it easy as 1,2,3

No Credit Needed

No Credit Needed

Don’t let bad credit stand in the way of getting the merchandise you need.

Instant Approvals

Instant Approvals

No waiting. No wondering. Get approved in real-time.

Flexible Payments

Flexible Payments

Weekly and bi-weekly lease payment options, with an early purchase or extended lease to purchase options.

In person or online? Start shopping today.


The power to purchase.

Uown lets you do more.

We work with you.

We work with you. While lenders may work against you, Uown works with you. Should a life event occur and you need to change your lease payment schedule, we’ll generally accommodate your request at no additional cost.

Unrivaled support.
Our dedicated support team is standing by, ready to assist you every step of the way. Call us seven days a week and see why Uown sets the industry standard in customer support.
The clear, easy way to pay.

We pride ourselves on transparency. That’s why all of our lease purchase agreements are straight-forward, and easy to understand. No tricks, no hidden fees. Just the merchandise you need and payments you can afford.

Essentials. Non-essentials.

All essentially easy to own.