It’s all within reach.


Uown makes it easy as 1,2,3

No Credit Needed

No Credit Needed

Don’t let bad credit stand in the way of getting the merchandise you need.

Instant Approvals

Instant Approvals

No waiting. No wondering. Get approved in real-time right at the point of purchase.

Flexible Payments

Flexible Payments

Easy to purchase with weekly and bi-weekly payment options.

In person or online? Start shopping today.


The power to purchase.

Uown lets you do more.

Credit reporting
At Uown, we report all of your payment activity directly to the credit bureau. So at the end of your lease, you may have more than great merchandise.
Unrivaled support.
Our dedicated support team is standing by, ready to assist you every step of the way. Call us seven days a week and see why Uown sets the industry standard in customer support.
The clear, easy way to pay.
We pride ourselves on transparency. That’s why all of our lease purchase agreements are short, straight-forward, and easy to understand. No tricks, no hidden fees. Just the merchandise you need and payments you can afford.
We work with you.
While some lenders work against you, Uown works with you. Should a life event occur and you need to change your payment schedule, we’ll generally accommodate your request at no additional cost.

Essentials. Non-essentials.

All essentially easy to own.