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Simple solution to more business.

With the Uown lease-to-own program, your business can increase revenue by allowing customers who may not qualify for traditional financing to purchase with a no credit needed alternative. Credit-challenged shoppers can shop with confidence knowing there is a simple, straight-forward lease-to-own payment option for them.

The Uown Advantage

No credit needed

Don’t let bad credit stand in the way of completing a sale.

Increased order value

A customer buying with a lease-to-own option spends 20% more than a customer buying with cash or credit card.

Repeat buyers

When your customer successfully pays off their lease, Uown Leasing sends them a pre-approval, at an increased amount, for a new lease purchase that is only valid at your store.

The clear, easy, alternative way to pay.

Our lease-to-own program is a simple payment arrangement where consumers make payments to gain ownership of merchandise. By partnering with Uown you will be able to grow your business and meet your customer’s needs. The entire process is extremely fast, simple, and intuitive.

100% Electronic Process

The entire process is completed electronically – from the application to contract creation to signing.

Consumer and Merchant portals

Our Consumer and Merchant portals provide 24/7 access to all the information you need.

Training and Support

When you partner with Uown, you’ll receive all the necessary training, guidance, communication, and monitoring from your dedicated account representative.

Lightning Fast Approval

Our innovative technology allows us to make decisions within seconds.
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