Terms of Service

This Uown Leasing Terms of Service (the “Terms”) is between you and Mollie LLC dba Uown Leasing and its affiliates (“Uown Leasing” or “Uown” or “we” or “us” or “our”). Please read these terms and conditions carefully. Your use of uownleasing.com (the “Website”) and your transactions conducted with Uown Leasing in connection with this Website are subject to these Terms. Clicking onto web pages beyond the website’s homepage constitutes your acceptance of and agreement with these Terms, whether or not you complete a transaction with us and whether or not you complete your transaction on the website or through other channels, such as by phone, by email, or otherwise. If you do not agree to the terms, you may not use this website. If you do not agree with these Terms you should not use this Website and must leave this Website. You accept and agree that this Website is provided to you on an as is, as available basis. These Terms are subject to change at any time and without notice to you.

Permitted Use

You agree that:
1. Your use of this Website is subject to and governed by these Terms;
2. You will only access or use this Website and transact business with us if you are at least 18 years old;
3. You will comply with and be bound by these Terms as they appear on this Website each time you access and use this Website;
4. Each use of this Website by you indicates and confirms your assent and agreement to be bound by these Terms;
5. These Terms are a legally binding agreement between you and Uown that will be enforceable against you. You agree that you will not use or attempt to use this Website for any purpose other than conducting consumer leasing and finance related business with Uown as a bona fide client or customer of Uown; you may not use or attempt to use this Website or any part of this site for any purpose (1) that interferes with or induces a breach of the contractual relationships between Uown and its employees; (2) that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property; (3) that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited Email, unsolicited commercial communications; (4) that transmits any harmful or disabling computer codes or viruses; that harvests Email addresses from this site; (5) that transmits unsolicited Email to this site or to anyone whose Email address included the domain name under on this Website; (6) that interferes with our network services or attempts to gain unauthorized access to our network services; (7) that impairs or limits our ability to operate this website or any other person’s ability to access and use this Website; (8) that uses any methods, means or devices to click on to this Website or cause a visit to this Website for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than conducting consumer leasing and financing related business with Uown as a bona fide client or customer of Uown; (9) that unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity; and/or (10) that dilutes or depreciates the name and reputation of Uown.

Use of Information and Materials

The information and materials contained in these pages and the Terms and descriptions that appear are for general information purposes only. Nothing in these pages is intended to constitute legal advice. For legal advice regarding your particular circumstances, you must retain legal counsel.

Unauthorized use of Uown’ Websites and systems including but not limited to unauthorized entry into Uown’s systems, misuse of passwords, misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Uown.

Copyright and Trademarks

Copyright in the pages and in the screens displaying the pages, and in the information and material thereon and in their arrangement is owned by Uown unless otherwise indicated.

Our logo designs are trademarks and service marks of Uown and are used throughout the United States. Uown also claim rights in certain other trademarks and service marks contained in these web pages.

You acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any web page content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, modify, adapt, reverse engineer or frame in any other web page, any web page content on these pages.

Testimonials

You acknowledge and agree that all testimonials submitted to Uown will become and remain our exclusive property, even if the provision of these Terms are later modified or terminated. This means that you irrevocably grant to Uown the unrestricted right, now and in the future, without notice, compensation or other obligation to you or any other person, to use your statement, image, likeness, as they may be used, in any medium, in connection with any advertisement or for any other publicity purpose. You further agree that Uown may use any percentage of your testimonial, image, likeness and/or works in any way that it sees fit and may exclude your name or use a fictitious name herein.

Links

This site may contain links to websites controlled by or offered by third parties and non-affiliates of Uown. Uown hereby disclaims liability for, any information, materials, products or services posted or offered at any of the third-party site, password or other identifying information you may obtain in connection with your use of this Website. You agree to notify Uown immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this Website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this Website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.

Applying for a Lease

In making a lease inquiry, application or in entering into any other transaction or request for information on this Website, you agree to provide, and certify that you have provided, accurate, true, current and complete information upon which Uown may rely.

If you provide a payroll card on your application, you agree to and preauthorize a $1.00 charge for verification of your payroll card. This $1.00 fee shall be refunded to you after verification.

You authorize Uown to contact any person listed on my application. You understand that your application is subject to approval by Uown, and that Uown reserves the right to your application, at its sole discretion, for any lawful reason.

Your Cooperation Needed. Uown generally begins processing your application (which may include ordering a credit report and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Uown may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Uown of any changes in any information submitted in connection with your application.

While Uown will use all of its reasonable efforts to have your application fully processed on or before any anticipated closing date, some processes are not under our control. For instance, Uown cannot be responsible for delays in lease approval due to the untimely receipt of required documentation or any other matters beyond Uown’s reasonable control.

Consumer Reports: You understand that Uown does not obtain traditional credit reports or scores from Experian, TransUnion or Equifax. Uown does verify application information through national databases, including but not limited to, Clarity, DataX, LexisNexis and FactorTrust. We may report information about your performance under any rent-to-own agreement to traditional and non-traditional credit reporting agencies. Late payments, missed payments and defaults may be reported. This may negatively impact your ability to receive loans or advances from other companies or to write checks.

Telephone Calls and Text Messages Regarding your Lease. You agree that we may monitor and/or record any of your phone conversations between you and any of our representatives. By providing us with your cell or mobile telephone number and opt-in consent, you authorize us to contact you from time to time regarding your application and lease at that number using text messages and our partners, assignees, and collections agencies to contact you at that number using artificial or prerecorded messages and/or telephone calls using an automatic telephone dialing system, predictive dialer or any other type of telephone system capable of placing calls without human intervention.

Should you optionally opt in, you hereby consent to receive transactional messages specific to your account via SMS/Text Messages. You understand that message and data rates may apply. You can text STOP to 759346 to be removed. Message frequency varies. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. You may text HELP, for additional help or contact customer support at help@uownleasing.com or 877-353-8696. Our Privacy Policy is located at: https://uownleasing.com/privacy-policy/. Carriers are not liable for delayed or undelivered messages. You may revoke your consent to such calls and messages by providing Uown with written notice of your revocation to: Mollie LLC, 10500 University Center Drive, Suite 140, Tampa, Florida 33612, or via email to revocationnotice@uownonline.com. Any revocation of consent will be processed in a reasonable period of time.

Privacy and Security

We may, in accordance with our Privacy Policy, collect, process and transmit certain data obtained from you and about you, whether in the course of accessing this Website, on the phone with you, or otherwise. By agreeing to these Terms, you agree that we may use and transmit such data in accordance with our Privacy Policy. For information on how Uown uses and protects your personal information, please visit our Privacy Policy.

Communications with Uown Leasing

Please DO NOT USE this Website or email to communicate any time-sensitive instructions that are in any way related to or affect your lease or lease application. Such instructions may not be honored. All transactions conducted on this Website or via email must be confirmed by us in writing to be accepted and binding upon us.

Additional Terms

Certain sections or pages on this site may contain separate terms and conditions which are in addition to these terms and conditions. Additionally, other products or services offered by Mollie Financial, including those available through this site, may be subject to terms, conditions and disclaimers in addition to these Terms and Conditions. You agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers. In the event of a conflict, the additional terms and conditions will govern for those sections or pages or products.

Governing Law

You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms or the use of this Website shall be filed only in the state or federal courts located in Hillsborough, Florida, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Warranties and Liability

UOWN’S WEBSITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH OUR WEBSITE, IS PROVIDED “AS IS, AS AVAILABLE”. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, UOWN AND ITS SUBSIDIARIES AND AFFILIATES MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WHATSOEVER FOR THE CONTENT ON UOWN’S WEBSITE OR THE MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH UOWN’S WEBSITE, FOR ANY
PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES, OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH UOWN’S WEBSITE OR ANY LINKED SITE. FURTHER, UOWN AND ITS AFFILIATES DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. UOWN DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN UOWN’S WEBSITE OR ANY MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT UOWN’S WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UOWN AND ITS AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF UOWN’S WEBSITE, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN. FURTHER, IN NO EVENT WILL UOWN BE LIABLE FOR ANY LOSS OF PROFITS, BUSINESS, USE OF DATA OR FOR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHETHER BASED IN CONTRACT, NEGLIGENCE OR OTHER TORT. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, WE ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND CONTRACTORS, DISCLAIM AND EXCLUDE LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE OR ANY WEBSITE WITH WHICH IT IS LINKED. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY.

Severability

You agree that if any provision of these Terms shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms and shall not affect the validity and enforceability of such other provisions.

Governing Law

You agree that this Website and these Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms or the use of this Website shall be filed only in the state or federal courts located in Hillsborough, Florida, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.