Helping customers get the storage they need.
No credit needed financing.
We make approvals simple.
The Uown Shed Program offers no credit needed financing to your customers. By partnering with Uown you will be able to grow your business and meet your customer’s needs. The entire process is extremely fast, simple, and intuitive.
The clear, easy, alternative way to pay
No credit needed
Don’t let bad credit stand in the way.
No down payment
No payment required in-store.
No security deposit
No security deposit required on 24, 36 and 48 month contracts
Uown Shed Program Advantages
No credit needed
Uown Leasing does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We depend on our proprietary underwriting, giving credit challenged customers no unnecessary exposure to the three major credit bureaus.
No down payment
Uown remains one of the last true no down payment lease purchase programs available. Customers do not need to make a payment of any kind in-store, including application fees.
100% electronic process
The entire process is completed electronically. From the application, to contract creation and signing.
Flexible payment options
Customers choose what works best for them: weekly, bi-weekly, or monthly payments.
Approvals of up to $15,000
Uown can provide approvals of up to $15,000 to help customers get the storage solution that they need.
Consumer and Merchant portals
Our Consumer and Merchant portals provide 24/7 access to all the information that you need.
More space, less worry.
We make it easy to get the added storage you need. To qualify for our no credit needed financing, you must meet the following:
Be 18 years or older
Have a tax payer ID number
Present a valid state-issued ID
Make at least $1,000 a month
Possess a checking account in good standing
Provide proof of home ownership or a landlord waiver
Lightning fast approval
Our innovative technology allows us to make decisions within seconds
Convenient Financing Terms
Choose from 24, 36, 48 or 60 month financing options.
Flexible payment options
Weekly, bi-weekly and monthly payment options allow for smaller payments and are easier to plan for.